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Plastic Surgery Financing

Dr. Wallace and his staff are committed to making your entire experience as comfortable as possible. Since that commitment includes your financial needs, we will not be able to provide a quote by phone until a consultation has been performed. We recognize the unique needs of each patient, so we will be happy to address any concerns you may have about financing or upcoming medical procedures.

At the present time, Dr. Wallace provides two financing options, each through a different provider. To learn more about CareCredit® and Prosper® Healthcare Lending, read on for information about applying online or financing rates. We also have a payment calculator available, or if need be, you can speak directly to a financial consultant. However, if you find that neither of the programs works with your budget, please let us know so that we can assist you in finding a more suitable company.

Many major reconstructive procedures, including post-mastectomy breast reconstruction and breast reduction, are covered by health insurance. However, patients undergoing cosmetic surgery often find that their procedures are not covered. In this instance, the standard course of action is to prepay for the surgery. To make things as convenient as possible, we will accept most major credit cards in addition to offering financing options. If you have any questions in regards to fees, financing or insurance, feel free to contact our office so we may assist you accordingly.

Prosper® Healthcare Lending

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As the foremost financing company in the healthcare industry, Prosper® Healthcare has empowered over 250,000 people and issued over $3 billion in loans. With that kind of resume, you know this is a program and name you can trust.

What can you expect from Prosper® Healthcare Lending? Here are just a few of the many benefits available:

  • Loans under $35,000 receive immediate decisions
  • Lower monthly payments are granted longer terms
  • Collateral is not required
  • No penalties for pre-payments
  • Easy, quick and painless inquiry process
  • Always 100 percent confidential

CareCredit®

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In order to better serve our patients, our office is proud to offer CareCredit®. As a leader in the nation’s patient payment program, CareCredit® allows you to finance your cosmetic surgery at 100 percent with no up-front costs, pre-payment penalties or annual fees. This means you have the freedom to immediately schedule your next procedure while enjoying the convenience of low, monthly payments. Designed specifically to suit healthcare expenses, CareCredit® is a flexible program for both the patient and client. By offering options for deductibles, co-payments and even procedures or treatments your insurance plan will not cover, you have better ease of access to the health care you want and need. CareCredit® is available for use at over 45,000 practices across the nation.

If you are a patient who needs help with obtaining financing, our knowledgeable staff will be happy to help guide you through the process. Through our primary finance companies, you will have the option to choose 12 months without interest or finance charges. Additionally, you may also be able to extend payment plans for up to 60 months, although interest rates vary depending on your credit.